Economy Guide

Blacklisting in South Africa affects your ability to access credit and secure loans. Many misunderstand its implications, assuming it is …

Understanding the National Credit Act (NCA) can seem complicated at first glance. Many believe it only governs banks, but it …

Many people misunderstand credit bureaus, believing they are banks or lenders. In South Africa, credit bureaus are independent organizations that …

The NCR and registered credit providers ensure fair practices and transparency. Many borrowers misunderstand their functions and the protection they …

Loan repayment strategies are often misunderstood, with many believing that simply making the minimum payment is enough. In truth, a …

Many loan seekers in South Africa are facing predatory lenders and scams. Misleading promises and hidden fees can quickly lead …

Interest is the cost of borrowing money and a reward for saving. Understanding interest is key to managing your everyday …

Refinancing a loan in South Africa offers significant opportunities to reduce interest costs and restructure payments for more manageable finances. …

Co-signing a loan means you help someone secure finance, but many underestimate what it truly involves. In South Africa, you’re …

Online loans and traditional loans are two paths to funding that each have their own perks. Misunderstandings often occur about …