Short Term Loans

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Yes, YourLoan24 can keep me updated via e-mail and SMS on general conditions in the loan market and send me recommendations and revised lists of loans from lenders that YourLoan24 cooperates with and that YourLoan24 can recommend me. You can withdraw your consent at any time. Read our privacy policy.

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Representative example: Estimated repayments of a loan of r30,000 over 36 months at a maximum interest rate of 29.25% apr would be r1,381 per month including fees. Repayment terms can range from 2 – 72 months. Myloan is an online loan broker and not a lender. Our service is free, and we only work with NCR-licensed lenders in South Africa. Interest rates charged by lenders can start as low as 19.25% apr, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicant’s credit score and other factors at the lender’s discretion.

How Does YourLoan24 Work?

Applying through YourLoan24 for short term loans is designed to be easy and efficient. Complete a single application form, and we forward it to multiple lenders. Within minutes, you’ll receive valid offers, allowing you to choose the short term loan that best meets your needs.

1. Enter loan details

Set desired loan amount and duration.

2. Compare your options

Choose the loan option that suits you best.

3. Apply online

Apply on the lender’s website, without obligation.

Why You Can Trust YourLoan24

Verified Providers Only

We partner exclusively with selected and verified lenders to ensure fair loan conditions and reliable service.

Free & Transparent Service

Our comparison service is completely free to use, with no hidden charges impacting the loan options presented to you.

Quick & Secure Application

Get a quick overview of suitable loans and apply securely online, with your personal information protected at all times.

Who Can Apply for Short Term Loans in South Africa?

• You must be at least 18 years old
• You must have a minimum monthly net income of R3,500 or an annual income of at least R42,000
• You must have a good credit record
• You must have a permanent residence in South Africa

These criteria are established by our network of reliable lenders. We specialize in helping individuals secure short term loans, even if you have faced financial challenges in the past. Our goal is to find the best short term loan options for your specific situation.

Multiple loan providers also accept:

• Applicants with no credit history.
• People with past financial difficulties.
• Those looking for short term loans in South Africa.
• Individuals seeking quick and flexible loan options.

Representative Loan Example

We will provide a representative loan example to help you understand the typical terms and conditions you might expect when applying for short term loans through YourLoan24. This example will include details about the loan amount, interest rate, repayment period, and any associated fees, giving you a clear picture of what to expect.

Why Choose Short Term Loans in South Africa?

• Rapid Financial Assistance: Short term loans provide quick access to funds, helping you cover unexpected expenses without delay.
• Tailored Repayment Plans: With short term loans, you can choose a repayment schedule that fits your financial situation, making it easier to manage your budget.
• Simple Application Process: Applying for short term loans through YourLoan24 is straightforward and hassle-free, ensuring a smooth experience from start to finish.
• Lower Total Interest: Due to their shorter repayment period, short term loans can often result in lower total interest payments compared to longer-term loans.
• Accessible to All: Short term loans are available even to individuals with less-than-perfect credit, providing an opportunity to improve your financial standing.

Benefits of Using YourLoan24 for Short Term Loans in South Africa

• Immediate Funds: Get quick access to funds to cover urgent expenses.
• Short Term Loans in South Africa: Convenient application and approval process tailored for South Africans.
• Flexible Options: Access a variety of short term loan offers to find the best fit for your needs.
• Competitive Rates: Receive competitive rates that match your financial profile, helping you manage your finances better.

Take the Next Step with Confidence

Applying for short term loans through YourLoan24 is simple, efficient, and trustworthy. Our service connects you with multiple lenders, ensuring you receive the best offers quickly, whether you need immediate funds or flexible loan options. With YourLoan24, you can confidently navigate the loan application process, knowing you have access to reliable providers and a secure platform. Apply now to experience the convenience and reliability of YourLoan24 and take the first step towards managing your financial needs with ease and assurance.

Do you already have one or more loans?

Replacing your current loan with a new one often results in a lower interest rate / expenses and thus saves you money

Consolidate loans